
Financial & Regulatory Reports
Recent Financial Information
§454.5bln
Total Assets
+13% vs 2024
§298.6bln
Net Loans
+15% vs 2024
§323.3bln
Deposits
+21% vs 2024
§8.5bln
Net income
+5% vs 2024
§14.7bln
Revenue
+5% vs 2024
§67.0bln
Shareholders’ equity
+9% vs 2024
§3.81
Earnings per Share
§+0.03 vs 2024
No results
Financial & Regulatory Reports
Pillar 3 Disclosures as of 31 December 2025
Pillar 3 Disclosures - 31 March 2025
Pillar 3 Disclosures - 30 Sep 2025
Pillar 3 Disclosures - 30 June 2025
BASEL III Pillar 3 Disclosures Consolidated as at 31 December 2024
Pillar 3 Disclosures - 30 September 2024
BASEL III Pillar 3 Disclosures Consolidated as at 30 June 2024
BASEL III Pillar 3 Disclosures Consolidated as at 31 March 2024
Dec 2023 - Annual Pillar 3 Disclosures EN
BASEL III Pillar 3 Disclosures at 30 June 2023
BASEL III Pillar 3 Disclosures at 31 March 2023
BASEL III Pillar 3 Disclosures Consolidated as at 30 September 2023
BASEL III Pillar 3 Disclosures Consolidated as at 30 September 2022
BASEL III Pillar 3 Disclosures Consolidated as at 30 June 2022
BASEL III Pillar 3 Disclosures Consolidated as at 31st March 2022
BASEL III Pillar 3 Disclosures Consolidated as at 31 December 2022
BASEL III Pillar 3 Disclosures Consolidated as at 31st March 2021
BASEL III Pillar 3 Disclosures Consolidated as at 30 June 2021
BASEL III Pillar 3 Disclosures Consolidated as at 30 September 2021
BASEL III Pillar 3 Disclosures Consolidated as at 31 December 2021
BASEL III Pillar 3 Disclosures Consolidated as at 30 June 2020
BASEL III Pillar 3 Disclosures Consolidated as at 31 December 2020
BASEL III Pillar 3 Disclosures Consolidated as at 30 September2020
BASEL III Pillar 3 Disclosures Consolidated as at 31st March 2020
Basel III Pillar III Disclosures - 2019
Basel III Pillar 3 Annual Disclosures As at 31-March-2019
Basel III Pillar III Disclosures - March 2019
Basel III Pillar III Disclosures - December 2019
BASEL III Pillar3 Disclosures Consolidated as at 30 September 2019
Basel III Pillar III Disclosures - March 2018
Basel III Pillar III Disclosures - March 2018
Basel III Pillar III Disclosures - June 2018
Basel III Pillar 3 Quarterly Disclosures As at 30-June-2018
Basel III Capital Structure Quarterly Disclosures As at 30-June-2018
Basel III Pillar III Disclosures - September 2018
Basel III Pillar 3 Quarterly Disclosures As at 30-September-2018
Basel III Capital Structure Quarterly Disclosures As at 30-September-2018
Basel III Pillar III Disclosures - December 2018
Basel III - Capital Leverage Ratio Disclosures As at 31st December 2017
Basel III - Capital Structure Quarterly Disclosures As at 31st December 2017
Basel III Liquidity Coverage Ratio Qualitative & Quantitative disclosures As at 31st December 2017
Basel III Pillar 3 Annual Disclosures As at 31-December-2017
Basel III Pillar III Disclosures - December 2017
Basel III - Capital Leverage Ratio Disclosures As at 30th September 2017
Basel III - Capital Structure Quarterly Disclosures As at 30th September 2017
Basel III - Pillar 3 Quarterly Disclosures As at 30th September 2017
Basel III Liquidity Coverage Ratio Qualitative & Quantitative disclosures As at 30th September 2017
Liquidity Coverage Ratio Qualitative Disclosure - 30 September 2017
Liquidity Coverage Ratio Quantitative Disclosure - 30 September 2017
Capital Structure 30 September 2017
Leverage Ratio Disclosure 30 September 2017
Basel III - Capital Leverage Ratio Disclosures As at 30th June 2017
Basel III - Capital Structure Quarterly Disclosures As at 30th June 2017
Basel III - Pillar 3 Semiannual Disclosures As at 30th June 2017
Basel III Liquidity Coverage Ratio Qualitative & Quantitative disclosures As at 30th June 2017
Basel III Pillar III Disclosures - June 2017
Liquidity Coverage Ratio Qualitative Disclosure - 30 June 2017
Liquidity Coverage Ratio Quantitative Disclosure - 30 June 2017
Capital Adequacy Ratio 31 June 2017
Leverage Ratio Disclosure 30 June 2017
Basel III - Capital Leverage Ratio Disclosures As at 31st March 2017
Basel III - Capital Structure Quarterly Disclosures As at 31st March 2017
Basel III - Pillar 3 Quarterly Disclosures As at 31st March 2017
Basel III Liquidity Coverage Ratio Qualitative & Quantitative disclosures As at 31st March 2017
Liquidity Coverage Ratio Qualitative Disclosure -31 March 2017
Liquidity Coverage Ratio Quantitative Disclosure - 31 March 2017
Capital Adequacy Ratio 31 March 2017
Leverage Ratio Disclosure 31 March 2017
Basel III - Capital Leverage Ratio Disclosures As at 31st December 2016
Basel III - Capital Structure Quarterly Disclosures As at 31st December 2016
Basel III Liquidity Coverage Ratio Qualitative & Quantitative disclosures As at 31st December 2016
Basel III Pillar 3 Annual Disclosures As at 31-December-2016
Basel III Pillar III Disclosures - December 2016 (Enhanced)
Liquidity Coverage Ratio Qualitative Disclosure - December 2016
Liquidity Coverage Ratio Quantitative Disclosure - December 2016
Qualitative Disclosures - Basel III December 2016 (Old)
Quantitative Disclosures - Basel III December 2016 (Old)
Capital Structure 31 December 2016
Leverage Ratio Disclosure 31 December 2016
Basel III - Leverage Ratio Disclosures As at 30th September 2016
Basel III - Liquidity Coverage Ratio As at 30th September 2016
Basel III - Pillar-III - Quarterly disclosures List of Returns 30 September 2016
Liquidity Coverage Ratio Qualitative Disclosure - 30 September 2016
Liquidity Coverage Ratio Quantitative Disclosure - 30 September 2016
Capital Structure 30 September 2016
Leverage Ratio Disclosure 30 September 2016
Basel III - Leverage Ratio Disclosures As at 30 June 2016
Basel III - Liquidity Coverage Ratio As at 30th June 2016
Basel III - Pillar-III - Quarterly disclosures List of Returns 30 June 2016
Basel III - Pillar-III List of Returns June 2016
Liquidity Coverage Ratio Qualitative Disclosure - 30 June 2016
Liquidity Coverage Ratio Quantitative Disclosure - 30 June 2016
Capital Structure 30 June 2016
Leverage Ratio Disclosure 30 June 2016
Quantitative Disclosures - Basel III 30 June 2016
Basel III - Leverage Ratio Disclosures As at 31 March 2016
Basel III - Liquidity Coverage Ratio As at 31 March 2016
Basel III - Pillar-III - Quarterly disclosures List of Returns 31 March 2016
Interim Financial Statements for the three months ended 31 March 2016
Liquidity Coverage Ratio Qualitative Disclosure -31 March 2016
Liquidity Coverage Ratio Quantitative Disclosure - 31 March 2016
Auditor's Report
Capital Structure 31 March 2016
CapitaLeverage Ratio Disclosure 31 March 2016
Basel III - Leverage Ratio Disclosures As at 31 December 2015
Basel III - Pillar-III - Quarterly disclosures List of Returns 31 December 2015
Basel III Pillar 3 Annual Disclosures Year-2015
Liquidity Coverage Ratio Qualitative Disclosure - December 2015
Liquidity Coverage Ratio Quantitative Disclosure - December 2015
Capital Structure 31 December 2015
Leverage Ratio Disclosure 31 December 2015
Qualitative Disclosures - Basel III December 2015
Quantitative Disclosures - Basel III December 2015
Basel III - Leverage Ratio Disclosures As at 30 September 2015
Basel III - Liquidity Coverage Ratio
Basel III - Pillar-III - Quarterly disclosures List of Returns 30 September 2015
Liquidity Coverage Ratio Qualitative Disclosure - September 2015
Liquidity Coverage Ratio Quantitative Disclosure - September 2015
Capital Structure Disclosure - 30 September
Leverage Ratio Disclosure - 30 September
Basel III - Leverage Ratio Disclosures As at 30 June 2015
Basel III - Liquidity Coverage Ratio
Basel III - Pillar-III - Quarterly disclosures List of Returns 30 June 2015
Basel III - Pillar-III List of Returns June 2015
Liquidity Coverage Ratio Qualitative Dislcosure - June 2015
Liquidity Coverage Ratio Quantitative Disclosure - June 2015
Capital Structure June 15 Final
Liquidity Coverage Ratio Quantitative Disclosure - June 2015
Quantitative Disclosures - Basel III 30 June 2015
Basel III - Leverage Ratio Disclosures As at 31 March 2015
Basel III - Liquidity Coverage Ratio
Basel III - Pillar-III - Quarterly disclosures List of Returns 31 March 2015
Liquidity Coverage Ratio Quantitative Disclosure 31 March
Leverage Ratio Disclosure 31 March
Capital Structure Disclosure 31 March
BASEL III - PILLAR-III - Quarterly disclosures LIST OF RETURNS 31 DECEMBER 2014
Basel III Pillar 3 Annual Disclosures Year-2014
Quantitative Disclosures - Basel III December 2014
Capital Structure 31 December 2014
Qualitative Disclosures - Basel III December 2014
BASEL III - PILLAR-III - Quarterly disclosures LIST OF RETURNS 30 SEPTEMBER 2014
Capital Structure 30 September 2014
Basel III - Pillar-III List OF Returns June 2014
Basel III - Pillar-III List OF Returns June 2014
Basel III Pillar 3 Quarterly Disclosures As at 30-June-2014
Capital Adequacy Ratio 31 June 2014
Quantitative Disclosures - Basel III 30 June 2014
Quantitative Disclosures - Basel III 30 June 2014
Capital Structure Disclosure 31 March
Basel III - Pillar-III List OF Returns June 2013
BASEL III - PILLAR-III - Quarterly disclosures LIST OF RETURNS 31 DECEMBER 2013
Basel III Pillar 3 Annual Disclosures As at 31-December-2013
Quantitative Disclosures - Basel III December 2013
Capital Structure 31 December 2013
Qualitative Disclosures - Basel III December 2013
BASEL III - PILLAR-III - Quarterly disclosures LIST OF RETURNS 30 September 2013
Capital Structure 30 September 2013
Quantitative Disclosures - Basel III 30 June 2013
Basel III Pillar 3 Annual Disclosures As at 31-December-2012
Qualitative Disclosures - Basel III December 2012
Quantitative Disclosures - Basel III December 2012
Basel III - Pillar-III List OF Returns June 2012
Basel III Pillar 3 Annual Disclosures As at 31-December-2011
Qualitative Disclosures - Basel III December 2011
Quantitative Disclosures - Basel III December 2011
BASEL III - PILLAR-III LIST OF RETURNS JUNE 2011
Quantitative Disclosures - Basel III December 2010
Qualitative Disclosures - Basel III December 2010
Quantitative Disclosures - Basel III December 2010
Quantitative Disclosures - Basel III 30 June 2010
Investor Presentations
SAB 4Q25 Results Transcript
4Q25 SAB Results presentation
4Q25 SAB Earnings Release
SAB 3Q25 Results Transcript
3Q25 SAB Results presentation
3Q25 SAB Earnings Release
2Q25 SAB Earnings Release
2Q25 SAB Results presentation
1Q25 SAB Results presentation
Investor Relations
The Investor Relations team at SAB can help provide a fair understanding of SAB’s positioning, strategy, business and financial performance for investors, analysts, rating agencies and current and potential stakeholders.
Investor Contacts
Saudi Awwal Bank is pleased to receive Investor enquiries at:
For retail shareholder enquiries:
You may contact the Shareholders Affairs unit in the following ways:
Mail: P. O. Box 9084 Riyadh 11413
E-mail: reg.hor@sab.com


